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Start Over From Your Debt, Stay In Your Own Home
At the Florida Debt Relief Center, LLC, the first thing we hear when people call with questions about bankruptcy is that they are afraid of losing their house. We'll be honest with you. In some cases, people may not be able to keep paying a mortgage that is clearly beyond their ability to pay. There are times when it's best to start over.
In most cases, though, the U.S. bankruptcy laws allow an individual or family to keep their house and car by agreeing to continue timely payments to their banks. The laws allow you to eliminate or restructure your remaining debt so you can get the fresh start your family needs. In your own home.
Is Bankruptcy Right for You?
Filing for bankruptcy is a personal choice. Our firm has been helping people throughout South Florida rid themselves of excessive debt since 1991. Our lawyers are ready to help you get the fresh start you need.
If you are wondering what your life would be like without the heavy burden of credit card debt and personal loans, ask yourself this: Would you spend more time planning for the future than worrying about the present?
It's just debt. We can help you:
- Stop harassing collections calls immediately
- Make your mortgage payments on time because you won't be juggling bills anymore
- Keep your car to get to work and family functions
- Rebuild your credit faster
- Get a good night's sleep for a change
Will You Ever Get a Mortgage or Car Loan Again?
Many people believe the myth that they will be stuck forever in their current house or driving the same car after filing bankruptcy. The truth is, yes, you will take a slight hit on your credit report for a couple of years. But when you start taking some common-sense measures to rebuild your credit, most people are surprised to learn that they qualify for a mortgage or car loan again after a very short time. Consider this: What will look better to a banker? A credit report showing a history of juggled and late payments and too much debt? Or a person who is unencumbered by heavy debt and is more likely to stick to a low monthly payment every month.
Contact our offices in Fort Lauderdale or West Palm Beach to arrange a free consultation with one of our attorneys today.
We are a debt relief agency. We proudly help people file for bankruptcy relief under the Bankruptcy Code.
